{"id":669,"date":"2022-01-11T18:09:59","date_gmt":"2022-01-11T17:09:59","guid":{"rendered":"https:\/\/denikbyznys.cz\/?p=669"},"modified":"2022-01-11T18:10:00","modified_gmt":"2022-01-11T17:10:00","slug":"pocet-osobnich-bankrotu-loni-mezirocne-klesl-temer-o-ctvrtinu","status":"publish","type":"post","link":"https:\/\/denikbyznys.cz\/?p=669","title":{"rendered":"Po\u010det osobn\u00edch bankrot\u016f loni meziro\u010dn\u011b klesl t\u00e9m\u011b\u0159 o \u010dtvrtinu"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Po\u010det osobn\u00edch bankrot\u016f loni meziro\u010dn\u011b klesl na 8641, co\u017e je oproti roku 2020 s 11.249 osobn\u00edmi bankroty meziro\u010dn\u00ed pokles o 23,18%. Po\u010det osobn\u00edch bankrot\u016f se sn\u00ed\u017eil ji\u017e druh\u00fd rok za sebou, v roce 2020 byl v\u0161ak pokles strm\u011bj\u0161\u00ed \u2013 dos\u00e1hl a\u017e 30,42 procenta. Vypl\u00fdv\u00e1 to z anal\u00fdzy spr\u00e1vce \u00fav\u011brov\u00fdch registr\u016f, spole\u010dnosti CRIF &#8211; Slovak Credit Bureau.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8222;Na takov\u00e9m v\u00fdrazn\u00e9m propadu po\u010dtu osobn\u00edch bankrot\u016f v roce 2020 se pod\u00edlela zm\u011bna konkurzn\u00ed legislativy, kter\u00e1 vstoupila v platnost 1. ledna 2020 a ovlivnila i po\u010dty osobn\u00edch bankrot\u016f v roce 2021. Ta mimo jin\u00e9 zp\u0159\u00edsnila jednu z podm\u00ednek, za kter\u00fdch je mo\u017en\u00e9 \u017e\u00e1dat o oddlu\u017een\u00ed formou konkursu, a to \u017ee exekuce mus\u00ed trvat alespo\u0148 jeden rok,&#8220; uvedla hlavn\u00ed analyti\u010dka CRIF SK Jana Markov\u00e1. P\u0159ipomn\u011bla, \u017ee z\u00e1rove\u0148 vstoupil v platnost i z\u00e1kon upravuj\u00edc\u00ed postup ukon\u010den\u00ed star\u00fdch exekuc\u00ed. &#8222;P\u0159edpokl\u00e1d\u00e1me, \u017ee n\u00e1r\u016fst po\u010dtu osobn\u00edch bankrot\u016f vlivem pandemick\u00e9 situace a legislativn\u00edch zm\u011bn se projev\u00ed v roce 2022,&#8220; o\u010dek\u00e1v\u00e1 Markov\u00e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z dlouhodob\u00fdch statistik vypl\u00fdv\u00e1, \u017ee od roku 2006, kdy na Slovensku za\u010dal platit institut osobn\u00edho bankrotu, do konce roku 2021 zbankrotovalo 58.062 obyvatel Slovenska. Od roku 2006 do konce roku 2016 se po\u010dty osobn\u00edch bankrot\u016f v jednotliv\u00fdch m\u011bs\u00edc\u00edch po\u010d\u00edtaly \u0159\u00e1dov\u011b na des\u00edtky nebo stovky. Po \u00faprav\u011b z\u00e1kona o konkurzu a restrukturalizaci s \u00fa\u010dinnost\u00ed od 1. b\u0159ezna 2017 po\u010det osobn\u00edch bankrot\u016f v roce 2017 vzrostl na 5239, co\u017e je o 79,54 procenta v\u00edce ne\u017e za cel\u00e9 obdob\u00ed 2006 \u2013 2016.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zm\u011bna z\u00e1kona se v\u0161ak v\u00fdrazn\u011bji projevila s odstupem \u010dasu. Zat\u00edmco v roce 2017 bylo v jednom m\u011bs\u00edci pr\u016fm\u011brn\u011b vyhl\u00e1\u0161eno 437 osobn\u00edch bankrot\u016f, v roce 2018 jich bylo ji\u017e 1154 av rekordn\u00edm roce 2019 a\u017e 1347. Dal\u0161\u00ed legislativn\u00ed zm\u011bna z\u00e1kona, platn\u00e1 od za\u010d\u00e1tku roku 2020, podm\u00ednky oddlu\u017een\u00ed zp\u0159\u00edsnila, co se projevilo i proto u\u017e v roce 2020 pr\u016fm\u011brn\u00fd po\u010det vyhl\u00e1\u0161en\u00fdch bankrot\u016f v jednom m\u011bs\u00edci v\u00fdrazn\u011b klesl pod tis\u00edc, a to na 937. V lo\u0148sk\u00e9m roce v pr\u016fm\u011bru m\u011bs\u00ed\u010dn\u011b zbankrotovalo 720 obyvatel Slovenska.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"872\" height=\"480\" src=\"https:\/\/denikbyznys.cz\/wp-content\/uploads\/2022\/01\/money-3488345__480.jpg\" alt=\"\" class=\"wp-image-671\" srcset=\"https:\/\/denikbyznys.cz\/wp-content\/uploads\/2022\/01\/money-3488345__480.jpg 872w, https:\/\/denikbyznys.cz\/wp-content\/uploads\/2022\/01\/money-3488345__480-300x165.jpg 300w, https:\/\/denikbyznys.cz\/wp-content\/uploads\/2022\/01\/money-3488345__480-768x423.jpg 768w, https:\/\/denikbyznys.cz\/wp-content\/uploads\/2022\/01\/money-3488345__480-150x83.jpg 150w, https:\/\/denikbyznys.cz\/wp-content\/uploads\/2022\/01\/money-3488345__480-696x383.jpg 696w, https:\/\/denikbyznys.cz\/wp-content\/uploads\/2022\/01\/money-3488345__480-763x420.jpg 763w\" sizes=\"auto, (max-width: 872px) 100vw, 872px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Z celkov\u00e9ho po\u010dtu 8641 osobn\u00edch bankrot\u016f, kter\u00e9 soudy vyhl\u00e1sily v roce 2021, si oddlu\u017een\u00ed formou konkurzu zvolilo 8562 dlu\u017en\u00edk\u016f, pro oddlu\u017een\u00ed formou spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e se rozhodlo pouze 79 dlu\u017en\u00edk\u016f. V roce 2021 bylo 8038 osobn\u00edch bankrot\u016f vyhl\u00e1\u0161eno na majetek nepodnikaj\u00edc\u00edch fyzick\u00fdch osob a 603 zbankrotovan\u00fdch dlu\u017en\u00edk\u016f p\u0159edstavovaly podnikaj\u00edc\u00ed fyzick\u00e9 osoby.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Po\u010det osobn\u00edch bankrot\u016f loni meziro\u010dn\u011b klesl na 8641, co\u017e je oproti roku 2020 s 11.249 osobn\u00edmi bankroty meziro\u010dn\u00ed pokles o 23,18%. Po\u010det osobn\u00edch bankrot\u016f se sn\u00ed\u017eil ji\u017e druh\u00fd rok za sebou, v roce 2020 byl v\u0161ak pokles strm\u011bj\u0161\u00ed \u2013 dos\u00e1hl a\u017e 30,42 procenta. Vypl\u00fdv\u00e1 to z anal\u00fdzy spr\u00e1vce \u00fav\u011brov\u00fdch registr\u016f, spole\u010dnosti CRIF &#8211; Slovak Credit [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":670,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-669","post","type-post","status-publish","format-standard","has-post-thumbnail","category-podnikani"],"_links":{"self":[{"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=\/wp\/v2\/posts\/669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=669"}],"version-history":[{"count":0,"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=\/wp\/v2\/posts\/669\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=\/wp\/v2\/media\/670"}],"wp:attachment":[{"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/denikbyznys.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}